Finding a credit card
Let’s talk about finding a credit card.
Different people could use different cards. Here are some options:
1. If you have an existing debt - take a look at cards that offer 0% on balance transfers. Some offer 0% on purchases too for up to 12 months.
2. If you don’t have a debt and you like to travel - consider getting a card with air miles. You could just end up getting a few free trips to your destination of choice.
3. Some cards offer cashback bonuses. It’s always great to get some extra cash every once in a while.
Before you apply for a credit card, you might just want to take a look at your credit report. It’s free and you might just find out something you didn’t know.
More about credit reports and what they mean - another time.
Enjoy your holiday shopping!
Steve